Fast & flexible finance

for property investors

Loans up to $2m

We lend from $200k - $2m (and higher by exception); and can do staged drawdowns for fix & flip loans.

Up to 24 months

From 1 month through to 24 months. No prepay penalties (on 1 yr term).

Fast funding

We are the fastest lender in the market, and have completed deals in as quick as 36 hours (usual timing is 7-10 days).

All property types

We can lend against all property types including SFR through to commercial property, multi-family & vacant land.

No junk fees

We are transparent with our fees, and there are no up-front fees payable to us. We only get paid when you get funded.

No red tape

We have a very streamlined lending process. No income verification; only 1 mth bank statement; no tax returns.

Time is money

We regularly complete loans in just a few days. No one is quicker than F2.

When you have a transaction that you need to move quickly on, you need a lender that knows what they’re doing, and can move fast. That’s F2 Finance.

You don’t need to tick boxes

We are a balance sheet lender and can lend on any asset and to anyone.

We are not reliant on ‘Wall Street’ money. We have our own fund and balance sheet, and we make the lending decisions, which means we can be as flexible as any lender in the market.

Almost two decades of experience

We have been active in the short-term mortgage lending business for almost 20 years. With this experience we know how to work with you to get the result you need.

See our latest product tearsheet here

Recent deals

  • Bridging Loan, Alabama

    We recently completed this $720k cash out refi against a commercial lodge sitting on a lake in Alabama. We were able to provide the borrower with quick flexible capital to acquire his next project.

  • Bridging Loan, Florida

    We provided a cash out refinance to a borrower in Florida against this house, for $204,000 - providing the borrower with general working capital. Loan completed in 10 days.

  • Fix & Flip Loan, Massachusetts

    F2 Finance recently completed this $790k loan that enabled the borrower to swiftly purchase and rehabilitate this property. This allowed the borrower to transform the asset efficiently, resulting in a profitable transaction.

  • Refinance, Florida

    We provided a loan for $360,000 against a 7 bedroom single family residential house in Jacksonville, Florida. The refinance allowed the borrower additional liquidity to complete works to the house.

  • Bridging Loan, Florida

    F2 Finance quickly provided a 50% LTV bridge loan on this vacant waterfront lot within just 48 hours of the initial inquiry! Our streamlined process ensured the borrower received the necessary funding efficiently, allowing the project to proceed without interruption.

  • Fix & Flip Loan, Virginia

    We provided funding to our borrower to purchase this house, and rehab finance for $318,000. Another satified borrower with F2 Finance.

  • Bridging loan, Florida

    We provided a bridging loan to a repeat F2 borrower, for $165,000 - providing fast funding and allowing our borrower to capitalize on another opportunity.

  • Cash Out Refinance, Florida

    We provided a loan for $327,000 against a 3 bedroom single family residential house in St. Petersburg, Florida. The client needed funds to complete works to enhance the value of the property.

  • Purchase, Virginia

    We provided a loan for $425,000 to purchase a large house in Chesapeake, Virginia; and we provided additional finance to the borrower to fund rehab works to the property.

  • ‘F2 Finance wants to capitalize on a fragmented fix-and-flip market, and help housing supply.’

  • “LendInvest co-founder Christian Faes launches US-based “fix and flip” lender”

  • “F2 Finance to lend into the $68B ‘fix & flip’ U.S. property market…”

  • ‘F2 Finance aims to create a scalable platform for the US short-term property market’